As an independent Registered Investment
Advisor firm incorporated in the State of California, Pacific Investment
Advisory is committed
to safeguarding the confidential information of our clients. We hold all
personal information provided to our firm in the strictest confidence.
These records include all personal information that we collect from you
in connection with any of the services provided by Pacific Investment
We have never disclosed information to nonaffiliated third
parties, except as permitted by law or with the permission of our
clients, and do not anticipate doing so in the future. If we were to
anticipate such a change in form policy, we would be prohibited under
the law from doing so without advising you first.
We use health and
financial information that you provide to us to help you meet your
personal financial goals, while guarding against any real or perceived
infringements of your rights of privacy. Our policy with respect to
personal information about you is below.
We limit employee and agent access to information to those
who have a business or professional reason for knowing, and only to
nonaffiliated parties as permitted by law. For example, federal
regulations permit us to share a limited amount of information about you
with a brokerage firm in order to execute securities transactions on
your behalf, or so that our firm can discuss your financial situation
with your accountant, lawyer, etc.
We maintain a secure office and computer environment to ensure
that your information is not placed at unreasonable risk.
The categories of nonpublic personal information that we collect
from a client depend upon the scope of the client engagement. It will
include information about your personal finances, information about your
health to the extent that it is needed for the planning process,
information about transactions between you and third parties and
information about your goals and plans for the future.
We do not provide your personally identifiable information to
mailing list vendors or solicitors for any purpose.
Personally identifiable information about you will be maintained
during the time you are a client, and for the required time thereafter
that such records are required to be maintained by federal and state
securities laws, and consistent with the California State Board’s Code
of Ethics and Professional Responsibility. After a required period of
record retention, all such information will be destroyed.